guidance

Guidance on client money - March 2023

Issuing bodyADGM
CountryUAE
Date issued2023
Client MoneyFinancial RegulationADGMCompliance

This ADGM guidance clarifies the Client Money Rules 2021, focusing on the safeguarding of client funds against misuse, misappropriation, loss, or theft. It provides information and clarification on the operation and requirements of the Client Money Rules, emphasizing the policies, systems, and controls necessary for handling client money.

Key requirements
  • Licensed Firms must have policies, systems, and controls for identifying, handling, segregating, and withdrawing Client Money from Client Accounts.
  • Licensed Firms must properly safeguard money belonging to Clients against misuse, misappropriation, loss or theft.
  • Licensed Firms must comply with the Client Money Rules in accordance with the Commercial Licensing Regulations 2015 (Conditions of Licence and Branch Registration) Rules 2021.
Applies to: Licensed Firms required to comply with the Client Money Rules in accordance with the Commercial Licensing Regulations 2015 (Conditions of Licence and Branch Registration) Rules 2021, and any other person whose conditions of licence require it to hold Client Money solely in accordance with the Client Money Rules.
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